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 2010 Annual Benefits Guide  
 AHH Services That Require Pre-certification 10-01-09 (80 KB PDF)  
 Wellness Benefits Chart (15 KB PDF)  
 
Arkansas State Employees
New Benefits Effective Jan. 1, 2010

Plan Information
ARHealth Health Advantage 2010

2010 Benefit Summary
Rates (97 KB PDF)
Contacts (21 KB PDF)
FAQs
Forms for Members
My Blueprint
My BlueLine
Pharmacy Benefits

Services Provided through Arkansas Employee Benefits Division

The Annual Benefits Guide includes information on the new 2010 plan, what changes can be made, how to enroll, who to call with questions, benefit coverage, rates, retirement information and frequently asked questions.

The Annual Benefits Guide contains important information about pre-certification, appeals and case management. Please read to avoid denials for services not pre-certified.

Health Advantage

Health Advantage, a subsidiary company of Arkansas Blue Cross and Blue Shield, has offered health insurance products to Arkansas state employees and their dependents for more than 10 years. We understand the importance of having local access to customer service for you and your family. If you need to walk in and speak with someone, we are there to help you, with local offices in Texarkana, Little Rock, Hot Springs, Jonesboro, Fort Smith, Pine Bluff and Fayetteville. These local offices provide services to all the counties within their region.

ARHealth Health Advantage gives members the ability to visit any in-network provider without going through a PCP for referral and receive the highest level of benefits available under the in-network benefit program. Members also have the option of using out-of-network providers and receiving the out-of-network benefit coverage.

  • No referrals are required for services performed by an in-network provider.
  • PCP and specialist office visit copayments are $25 and $35.
  • In-network and out-of-network coinsurance amounts are 20 percent and 40 percent on most services.

BlueCard®

As an ARHealth member through Health Advantage, you have more freedom to choose the doctors and hospitals that best suit you and your family. Your coverage gives you a world of choices through the BlueCard® Program.



 
Health Advantage
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