New Benefits Effective Jan. 1, 2011
ARHealth Health Advantage 2011
Services Provided through Arkansas Employee Benefits Division
The Employee Benefits Division (EBD) of the Department of Finance and Administration administers the ARHealth plan. Find all of the information for your plan by visiting www.arbenefits.org. EBD maintains all member eligibility, including dependent status and required documentation. EBD also is the COBRA administrator for the ARHealth plan.
If you are an active employee with the State of Arkansas, eligibility questions will generally be answered by your Agency Insurance Representative. If you are a COBRA participant, or are considering COBRA, please contact EBD.
Health Advantage has offered health insurance products to Arkansas state employees and their dependents for more than 10 years. And, we understand the importance of having local access to customer service for you and your family when you want to walk in and speak with someone in person. We’re here to help you with our offices in Texarkana, Little Rock, Hot Springs, Jonesboro, Fort Smith, Pine Bluff and Fayetteville. Please feel free to visit the office nearest you.
ARHealth Health Advantage highlights:
Referrals are not required for services performed by a doctor or hospital in our networks.
PCP office visit copayments are $25, and specialist office visit copayments are $35.
In-network and out-of-network coinsurance amounts are 20 percent or 40 percent on most services
Pre-certification: Some services may require advance approval (pre-certification). Please read this important information about pre-certification, appeals and case management.
As an ARHealth member through Health Advantage, you have more freedom to choose the doctors and
hospitals that best suit you and your family. Your coverage gives you a world of choices through
the BlueCard® Program.