Employers

Small employers health plans

2-50 employees

Integrated medical and pharmacy plans designed with your small business in mind. See the full grid of small business health plans. We also offer dual option plans.

Platinum 250 ELITE

Individual deductible

$250

Family deductible

$500

Coinsurance

20%

PCP copay

$15

Rx copay

$10/$30/$50/$100/$200

Platinum 500 ELITE

Individual deductible

$500

Family deductible

$1,000

Coinsurance

20%

PCP copay

$15

Rx copay

$10/$30/$50/$100/$200

Platinum 750 ELITE

Individual deductible

$750

Family deductible

$1,500

Coinsurance

20%

PCP copay

$15

Rx copay

$10/$30/$50/$100/$200

Platinum 1000 ELITE

Individual deductible

$1000

Family deductible

$2,000

Coinsurance

20%

PCP copay

$15

Rx copay

$10/$30/$50/$100/$200

Gold 1000 ELITE

Individual deductible

$1,000

Family deductible

$2,000

Coinsurance

20%

PCP copay

$20

Rx copay

$15/$45/$75/$150/$300

Gold 1000 Essential

Individual deductible

$1,000

Family deductible

$2,000

Coinsurance

20%

PCP copay

$20

Rx copay

$15/$45/$75/coins/coins

Gold 1500 ELITE

Individual deductible

$1,500

Family deductible

$3,000

Coinsurance

20%

PCP copay

$20

Rx copay

$15/$45/$75/$150/$300

Gold 1500 Essential

Individual deductible

$1,500

Family deductible

$3,000

Coinsurance

20%

PCP copay

$20

Rx copay

$15/$45/$75/coins/coins

Gold 2500 HSA

Individual deductible

$2,500

Family deductible

$5,000

Coinsurance

PCP copay

n/a

Rx copay

n/a

Gold 2800 HSA

Individual deductible

$2,800

Family deductible

$5,600

Coinsurance

PCP copay

n/a

Rx copay

n/a

Gold 2000 Elite

Individual deductible

$2,000

Family deductible

$4,000

Coinsurance

20%

PCP copay

$20

Rx copay

$15/$45/$75/$150/$300

Gold 2000 Value

Individual deductible

$2,000

Family deductible

$4,000

Coinsurance

30%

PCP copay

$20

Rx copay

$15/$50/$85/coins/coins

Silver 2000 Elite

Individual deductible

$2,000

Family deductible

$4,000

Coinsurance

30%

PCP copay

$35

Rx copay

$25/$60/$100/$200/$400

Silver 2000 Essential

Individual deductible

$2,000

Family deductible

$4,000

Coinsurance

30%

PCP copay

$45

Rx copay

$25/$60/$100/coins/coins

Silver 2500 Elite

Individual deductible

$2,500

Family deductible

$5,000

Coinsurance

20%

PCP copay

$45

Rx copay

$25/$60/$100/$200/$400

Silver 3000 Elite

Individual deductible

$3,000

Family deductible

$6,000

Coinsurance

20%

PCP copay

$35

Rx copay

$25/$60/$100/coins/coins

Silver 4250 HSA

Individual deductible

$4,250

Family deductible

$8,500

Coinsurance

PCP copay

n/a

Rx copay

n/a

Silver 4700 HSA

Individual deductible

$4,700

Family deductible

$9,400

Coinsurance

20%

PCP copay

n/a

Rx copay

n/a

Bronze 6520 Elite

Individual deductible

$6,250

Family deductible

$12,500

Coinsurance

50%

PCP copay

$30

Rx copay

$30

Bronze 6850 Elite

Individual deductible

$6,850

Family deductible

$13,700

Coinsurance

PCP copay

n/a

Rx copay

n/a

Plan Features

Prescription drug coverage

The Health Advantage Pharmacy program strives to keep healthcare costs low by improving employee health outcomes and using proven cost control measures.

Nationwide network – With the CVS Health National Network, your employees have access to more than 68,000 pharmacies across the country.
A formulary that fits – Our metallic formulary is designed to help your employees improve their health while keeping your costs low.
Effective cost control – Our Step Therapy program helps members try safe, cost-effective generic medication instead of more costly, brand name medication. And our Specialty Guideline Management program uses a rigorous, evidence-based prior approval process to reduce unnecessary specialty drug costs.

Health management

Our health management programs are designed to improve your employees’ whole health.

Case management – Our holistic approach to case management focuses on your employees’ total health, both physical and any social determinants that might result in difficulty being healthy. Our case managers also help employees navigate the healthcare system and make the most of their benefits.
Chronic condition management – RN specialists provide tools and resources to eligible employees with high-risk conditions, such as diabetes and congestive heart failure, to help them achieve their healthy ambitions.
Virtual diabetes management – Your employees with type 2 diabetes can access tools, coaching and clinical support to take control of their diabetes and improve their health.
Behavioral health – With 24/7 access to licensed clinicians, your employees get the help they need to understand their behavioral health needs, locate in-network providers and connect with support groups in their community.