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Employers with 2 to 50 employees

2020 Silver plans

Silver plans provide important benefits, and the monthly premium will cost less than Gold plans. With Silver plans, your employees pay a little more out of pocket for medical services. The benefits below apply to each employee.

Group Health Coverage - Metallic plans [pdf]: Additional benefits available for individuals and families for these Small Group Plans.

Silver 2000 ELITE

BenefitsSilver 2000 ELITE
Deductible$2,000
Coinsurance30%
Out-of-Pocket Costs$7,800
Primary Care Physician Office Visit$25 copay
Specialist Office VisitN/A
Prescription Drugs$25 copay for generics
$60 copay for preferred brand-name
$100 copay for non-preferred brand-name
$200 copay for preferred specialty
$400 copay for specialty
Deductible TypeFulfillment

Silver 2000 ESSENTIAL

BenefitsSilver 2000 ESSENTIAL
Deductible$2,000
Coinsurance30%
Out-of-Pocket Costs$8,150
Primary Care Physician Office Visit$45 copay
Specialist Office VisitN/A
Prescription Drugs$25 copay for generics
$60 copay for preferred brand-name
$100 copay for non-preferred brand-name
Coinsurance for preferred specialty
Coinsurance for specialty
Deductible TypeFulfillment

Silver 2500 ELITE

BenefitsSilver 2500 ELITE
Deductible$2,500
Coinsurance20%
Out-of-Pocket Costs$7,800
Primary Care Physician Office VisitN/A
Specialist Office VisitN/A
Prescription Drugs$5 copay for generics
$60 copay for preferred brand-name
$100 copay for non-preferred brand-name
$200 copay for preferred specialty
$400 copay for specialty
Deductible TypeFulfillment

Silver 3000 ELITE

BenefitsSilver 3000 ELITE
Deductible$3,000
Coinsurance20%
Out-of-Pocket Costs$8,150
Primary Care Physician Office Visit$25 copay
Specialist Office Visit$65 copay
Prescription Drugs$20 copay for generics 
$60 copay for preferred brand-name 
$100 copay for non-preferred brand-name 
Coinsurance for preferred specialty 
Coinsurance for specialty
Deductible TypeFulfillment

Silver 4100 HSA

BenefitsSilver 4100 HSA
Deductible$4,100
Coinsurance0%
Out-of-Pocket Costs$4,100
Primary Care Physician Office VisitN/A
Specialist Office VisitN/A
Prescription DrugsN/A
Deductible TypeEmbedded