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Arkansas State and Public School Employees

Public School Employees 2020: Basic plan

The Basic plan is a high deductible plan that qualifies for a Health Savings Account (HSA). Wellness benefits are available at no charge when obtained by a participating provider. Basic plan members can enroll in a Health Savings Account through Connect Your Care. There is no coverage for out of network providers. The information provided highlights benefit coverage information for the 2020 contract year.

All benefit plans and rates are set by the Arkansas State and Public School Life and Health Insurance Board. For a complete schedule of benefits, or specific information regarding your health plan summary and/or rates please refer to the Summary Plan of Benefits online at arbenefits.org or contact the Employee Benefits Division at 877-815-1017.

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Plan highlights

Basic plan benefits

BenefitsIn-NetworkOut-of-Network
Annual deductible (Ind.) $4,000N/A
Out-of-Pocket Max (Ind.) $6,450N/A
Annual Deductible (Fam.) $8,000N/A
Out-of-Pocket Max (Fam.) $12,900N/A
Paid By Plan After Deductible 80%N/A
Pharmacy Copayment:*
Tier I (Generic)
Tier II (Preferred)
Tier III (Non-Preferred)
Tier IV (Specialty)

20%
20%
20%
20%
N/A

*Excluded drugs, reference price drugs and brand drugs where generic is available does not apply toward the prescription drugs out-of-pocket maximum.

More Info

If you are considering COBRA, contact the Employee Benefits Division at 1-877-815-1017 for rates and enrollment information.

The rates and benefits stated above are set by the Arkansas State and Public School Life and Health Insurance Board. Health Advantage is the claims administrator for the Premium, Classic, and Basic plans.