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All-inclusive Copay

No surprises. Just quality care.

When you need medical care, the last thing you want is surprise bills and sticker shock. Health Advantage’s new All-inclusive Copay benefit feature gives you one low copayment for select services through Baptist Health facilities so you always know the cost before you get treatment.

How does it work?

Beginning Jan. 1, 2020, members with the following health plans can go to any Baptist Health facility for the services listed and be guaranteed a simple, single copayment:

  • Arkansas Blue Cross and Blue Shield employees and their dependents who have the FocusCare health plan or the updated OpenCare POS health plan
  • Baptist Health FocusCare and Baptist Care Plus plans

No coinsurance. No multiple bills for services like anesthesiology, your surgeon or the medical facility. Just one low payment.

How much can you save?

All-inclusive copay Average Savings3
Inpatient1 $750 $2,490
Outpatient surgery1 $300 $866
High-tech radiology2 $200 $339
Emergency room $200 $50

How do I find a provider?

In our Find Care tool, using your Member ID number, search for “All-Inclusive copay” to find eligible inpatient, outpatient surgery, high-tech radiology and emergency rooms. You can also search inside your Blueprint Portal account. 

1 This benefit adheres to mental health parity regulations.

2 CT scan, PET scan, MRI/MRA and nuclear cardiology.

3 Compared to estimated costs for medical services on a 2019 plan, including the annual deductible, service copays and coinsurance before reaching the out-of-pocket maximum.