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USAble's Life & Disability and Supplemental Insurance

For over 40 years, USAble Life has been the ancillary insurance provider of choice for one of the nation's most trusted health insurance carriers. We offer a broad portfolio of flexible and affordable life, disability, and supplemental insurance benefits that enhance health coverage and provide financial security to your employees.

Choose from a rich selection of core and supplemental insurance benefits for your employees, including group and voluntary life, disability, accident, critical illness, and hospital indemnity –all easily administered and customized to your needs.

Life & Disability

Group Term Life & AD&D Insurance

Essential benefits with complementary global travel assistance and end-of-life planning

Short Term Disability Insurance

Short Term Disability insurance protection for employees affected by an illness or injury

Long Term Disability Insurance

Long Term Disability insurance protection for employees with longer disability needs

Group and Individual Accident Insurance

Multiple plans to help ease the financial stress of an unexpected injury

Group and Individual Critical Illness Insurance

Pays employees lump-sum cash benefits to help recover from a serious illness

Group and Individual Hospital Indemnity Insurance

Cash benefits to help cover the increasing costs of hospital stays

Note: USAble Life is an independent company that operates separately from Arkansas Blue Cross and Blue Shield. USAble Life does not sell or service Arkansas Blue Cross.